For more information on the investment services we offer please contact a member of our investment team here.

Open Ended Investment Company's (OEIC)

Banks or building societies are ideal if you need your money to be safe and accessible, however if you are looking for higher returns, you might want to consider investing in the stockmarket.

There are a number of ways to invest in the stockmarket and a good start maybe with an Open Ended Investment Company (OEIC) scheme (aka OEIC's). OEIC's allow you to invest in the stock market but have an advantage of leaving the investment decisions to an expert. It also spreads the risk to a larger number of shares which means it is less risky than putting all your assets into one fund or company. But don’t forget, as with all investments, the value can fall as well as rise.

Unit Trust's

A Unit Trust is a type of Collective Investment scheme that invests in a general portfolio, often in shares.

A unit trust means that you wil be able to invest in a variety of funds and sectors with just one investment. You will have a unit trust investment manager who will use his expertise to invest in the best areas of growth or income. However, with unit trusts, most advisors recommend a minimum investment period of 5 years.

Unit Trust funds can be used to create investment growth or income, or even both.

This is an investment contract which invests in a variety of different stocks and shares and is divided into units which are issued to its members instead of shares.

To speak to an investment specialist please contact us here.