There are so many considerations to be made to ensure that businesses are properly covered in today's complex world. As all businesses are unique, there is no adequate 'off the peg' answer to make your life easier. Thats where the expertise of Fehnert comes to the fore, and provides the complete tailor made solution to give your business complete protection. We review your present insurances and provide advice and additional cover where it is needed. Fehnert Plc Your local and Independent Insurance broker. 

 Call us on  01858 434422 or request a review of your Business insurance online .

An example of one of the most basic business insurance considerations is Public and Products Liability Insurance.

It does not matter if you are a sole trader or a large PLC, every business requires protection against claims arising out of injury or damage caused to other persons or their property in connection with their business activities and goods sold or supplied. In general terms anybody who employs other persons is legally obliged to arrange Employers Liability insurance and a certificate of insurance has to be displayed at the place of business and retained for a period of 40 years to comply with statutory legislation.

In the case of Public & Products liability insurance, contractual obligations can dictate the indemnity levels required and it is essential that businesses protect themselves by arranging cover correctly and that trade processes are fully understood by the insurers providing your cover.

Key considerations

• Indemnity levels
• Declared business activities
• Trading Territories
• Control of claims
• Health and safety systems
• Risk assessments
• Risk management