It does not matter if you are a sole trader or a large PLC, every business requires protection against claims arising out of injury or damage caused to other persons or their property in connection with their business activities and goods sold or supplied. In general terms anybody who employs other persons is legally obliged to arrange Employers Liability insurance and a certificate of insurance has to be displayed at the place of business and retained for a period of 40 years to comply with statutory legislation.

In the case of Public & Products liability insurance, contractual obligations can dictate the indemnity levels required and it is essential that businesses protect themselves by arranging cover correctly and that trade processes are fully understood by the insurers providing your cover.

Contact our commercial department on 01858 434422 to discuss this essential area of business protection.